Landed Haus Mortgage Calculator
Estimate your monthly instalment, total interest payable, and full amortisation schedule for your Singapore home loan — in seconds.
Loan Details
Enter your property price and adjust the sliders below. Your repayment summary and full amortisation schedule update instantly.
Amortisation Schedule
See exactly how each instalment is split between principal and interest, and how your outstanding balance declines over time.
Frequently Asked Questions
How is my monthly mortgage instalment calculated?
Landed Haus uses the standard reducing-balance amortisation formula, applying your interest rate to the outstanding loan balance each month. As you repay, the interest portion of your instalment shrinks and the principal portion grows.
What is the difference between the annual and monthly schedule?
The monthly schedule breaks down every instalment across the full loan tenure. The annual schedule totals those figures by year, making it easier to see how your principal and interest balance shifts over the long term.
Does this calculator account for Singapore's loan limits?
This tool provides an indicative estimate only. Actual loan quantum is subject to prevailing Loan-to-Value limits, Total Debt Servicing Ratio and Mortgage Servicing Ratio rules set by MAS, and final approval from your bank.
Can I share or save my results?
Yes. You can download your repayment summary as an image or PDF, or share it directly over WhatsApp or email using the buttons below the results.